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Health Savings Account Benefits

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What are the benifts of a Health Savings Account?

Health Savings Accounts offer advantages that both employers and individuals will appreciate.

HSA advantages for consumers include:
  • ​HSA account interest is tax-deferred
  • HSA withdrawals can be used to pay for any qualified medical expense
  • Unspent balances carry over and can accumulate over a lifetime to be used at retirement to pay for uncovered medical expenses. (However, consumers may not contribute once they reach age 65.)
  • HSA’s may be passed on to a surviving spouse tax free if the account holder should pass away
  • Stay healthy, wealthy and wise with health savings account
Advantages for Employers:​​
  • ​Reduced Premiums - You can reduce your insurance premiums substantially by switching to an HSA-qualified high-deductible health plan.
  • Tax savings - Your contributions to the HSA are made with pre-tax dollars
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